MoneySuperMarket: What I've Learned From Actually Using It to Switch
MoneySuperMarket isn't a shop, so this one works a bit differently to most brands on here. There's no basket to apply a code to, what you're getting is a comparison tool that pulls quotes from a wide panel of providers so you're not manually checking ten separate insurer or energy websites yourself. I still check VoucherMe before starting a comparison, because the site occasionally runs a rewards or cashback incentive on top of whatever deal you end up choosing, and it costs nothing to check.
What It's Actually Good For
Car insurance, home insurance, broadband, energy, credit cards, loans, mortgages, it covers most of the big recurring bills most households deal with. The value isn't in any single comparison, it's in making switching easy enough that you actually do it instead of letting a renewal auto-continue at a worse rate, which is where most people quietly lose money.
Being Honest About the Limits
Worth knowing going in, comparison sites like this one don't show every provider on the market. Some insurers and energy suppliers choose not to list on comparison sites at all, so the cheapest deal shown here isn't automatically the cheapest deal that exists anywhere. It's still one of the fastest ways to get a wide spread of options side by side, just don't treat the top result as gospel without at least a quick check elsewhere for anything big, like a mortgage.
A few things that help when using it:
- Run comparisons close to your renewal date, not months early, since providers price differently depending on how far out you're switching.
- Check what rewards or cashback the SuperSaveClub scheme is currently offering, since it stacks on top of the actual deal you choose.
- For big financial products like mortgages, treat this as a starting point, not the final word, given not every lender lists here.
Is MoneySuperMarket Worth Using?
For the regular stuff, car insurance, broadband, energy, it's a genuinely useful first stop that saves you the manual legwork of checking multiple sites yourself. Just go in knowing it's not the entire market, and check VoucherMe before you start in case there's a sign-up incentive worth having on top.
Check VoucherMe for the latest MoneySuperMarket offer before you compare.